Retire with confidence: Health and dental coverage for life’s next chapter – SteinbachOnline.com

Retirement should be about enjoying the life you’ve worked so hard for, not worrying about losing your health and dental benefits. But many Canadians are surprised to learn their workplace coverage doesn’t automatically continue once they leave their employer. This can create unexpected gaps in coverage at a time when it matters most.  

“Forty-eight per cent of Canadians believe their workplace benefits continue after they leave their job*, but it just isn’t the case,” says Jay Phillips, Associate Regional Manager for Manitoba at Canada Life. 

That’s where a Freedom to Choose health and dental insurance plan comes in. These plans can help retirees and those ready to retire step confidently into their next chapter, with coverage that adapts to their needs so they can focus on living the lifestyle they’ve dreamed about.  

“It’s about preparing for the unknown, for those ‘what-ifs’ down the road,” says Phillips. 

Freedom to Choose health and dental plans offer flexibility for varying lifestyles and coverage needs.  

Whether that means routine dental services, access to prescription drugs or for those who require additional support, “some of our plans offer in-house nursing care, which can be especially valuable as health needs evolve,” says Phillips. 

Many retirees dream of spending more time travelling, visiting grandchildren across the country or exploring new corners of the world.

With a Freedom to Choose health and dental plan, you can also get up to $1 million of optional coverage when you travel outside of Canada. It covers you for an unlimited number of trips lasting 30, 60 or 90 days, and the coverage lasts until you’re 80 years old. 

“You can relax while you’re away knowing you’re covered, wherever your journey takes you,” says Phillips. 

Choosing the right coverage doesn’t have to be complicated. Eric Larson, Canada Life’s Associate Regional Manager for British Columbia, explains that prospective plan members can use a convenient online questionnaire to help them understand the coverage they need. 

“It’s a great tool for someone who might not have access to a financial advisor to help make an informed recommendation,” Larson explains. 

Phillips points out that Canada Life’s in-house, licensed consultants are also available to help select the appropriate coverage or answer questions about an application.  

“Freedom to Choose health and dental coverage can go a long way toward helping individuals achieve financial, physical and mental well-being during their retirement years,” he says. 

For more information or to start a quote, visit Canadalife.com. To speak with a licensed consultant, call us at 1-833-725-0257. 

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*Sanofi Healthcare Survey, 2019